Solar Panel Installation in Gallup, NM
Local sun, utility rules, permits and installers
Gallup has about 1,610 kWh a year per kW of rooftop solar (our estimate). Your utility decides what exported power earns, so see the rules for PNM, Navajo Tribal Utility Authority and Continental Divide El Coop below, then get quotes.
Gallup solar at a glance
Utility rules and programs for Gallup
PNM, Navajo Tribal Utility Authority and Continental Divide El Coop serve McKinley County, so which rules apply depends on your address.
| Utility | Type | Solar export rule |
|---|---|---|
| Public Service Co of NM | investor-owned | PNM net-meters rooftop solar under state Rule 570. For systems of 10 kW-AC or less, extra power is credited in kWh on your next bill, the credits never expire, and PNM pays for what remains if you close the account at its Rate 12 (value not confirmed here); above 10 kW-AC the extra is paid monthly at Rate 12. You apply through PNM’s online portal and must use advanced (IEEE 1547-2018) inverters (pages read Oct. 2026). |
| Navajo Tribal Utility Authority | publicly owned | Ask this utility for its current solar export rate and programs; we have not verified them. |
| Continental Divide El Coop Inc | member-owned cooperative | Continental Divide Electric Cooperative is covered by the state net metering rule, but we could not read its own tariff; ask for its interconnection application. |
Program details are from each utility’s own pages (read October 2026). See the New Mexico incentives table for statewide credits and a status for every program.
Permits and approvals in Gallup
- Planning & Development, Building Permits: permit information
- The city announced that general building permits would move to the New Mexico Construction Industries Division from July 2026; check the page for current status.
- The utility must approve the connection before you switch on: PNM net metering and interconnection page · your own utility’s interconnection page.
- Check any contractor on the New Mexico Regulation and Licensing Department license verification before you sign.
- New Mexico voids deed or contract restrictions made after July 1, 1978 that effectively prohibit a solar collector (Section 3-18-32(B), per a summary of the Solar Rights Act); reasonable rules may still apply.
Fees and steps change; confirm with the office before you start. We have not verified timelines for Gallup.
Costs and savings
We do not have verified installed prices for Gallup alone. The New Mexico figures above show what to expect; real quotes depend on your home, equipment and installer. Try the solar savings calculator, and get at least two written quotes.
Choosing an installer
- License: check the contractor on the New Mexico Regulation and Licensing Department license verification and that the license covers this work.
- Quote: ask for an itemized written quote that names the equipment, warranties and who pulls the permit and handles the utility approval.
- Compare: get two or three quotes and compare them line by line, not only the total.
Get solar quotes in Gallup
Tell us about your project in Gallup. We reply ourselves and match you with a licensed installer who serves your area. It is free, with no obligation, and nothing is shared with an installer unless you choose one.
More for Gallup
Home Battery Installation in Gallup · Backup Generator Installation in Gallup · Home EV Charger Installation in Gallup · Gallup energy guide · New Mexico energy guide.
Solar Panel Installation in Gallup FAQs
Is solar worth it in Gallup?
The sun is strong (about 1,610 kWh a year per kW, our estimate), but export credits are low, so solar pays most when sized to what you use at home or paired with a battery. See the New Mexico incentives for the state credit.
Is there a federal solar tax credit in 2026?
No. The federal 25D credit ended for expenditures after December 31, 2025. New Mexico has its own solar credit: 10 percent of cost up to $6,000 per year for systems installed 2025 to 2031, certified by EMNRD; a 2026 bill to raise it to 30 percent did not become law as far as we can confirm.
Do I need a permit for solar panels in Gallup?
Usually yes, and the utility may need to approve solar and batteries. Planning & Development, Building Permits handles permits in Gallup; see the permit information above.
How do I find a licensed installer in Gallup?
Use the quote button on this page. We reply ourselves and match you with a licensed installer who serves your area; you can check any contractor on the New Mexico Regulation and Licensing Department license verification.
Sources: sunshine and climate NASA POWER; hazards FEMA National Risk Index; utility numbers EIA-861 (2024); prices EnergySage (October 2026) and Generac (U.S.); credits IRS and the New Mexico Energy, Minerals and Natural Resources Department (EMNRD); permit information from the city or town’s own page; utility programs from each utility’s own pages (October 2026). General information, not financial, tax, legal or electrical advice. See our editorial policy.